First, 1st, Time Home Buyer Programs, Government Bond Loans

Vanguard GMAC Realty
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	First, 1st, Time Home Buyer Programs, Government Bond Loans Programs

First Time Home Buyer Programs

First Time Homebuyer Program

HOMEBUYERS - First Time Homebuyer Program
The First Time Homebuyer Program makes purchasing a home more affordable for low-to-moderate income families and individuals by offering fixed, low-interest rate mortgage loans. In addition, Florida Housing also offers down payment and closing costs assistance to eligible borrowers, which can greatly reduce the out of pocket expense to the buyer. Click on the First Time Homebuyer Program link to the left to learn more about the program and to find out if you qualify.

Florida Housing’s First Time Homebuyer Program provides a continuous stream of lending throughout the year for eligible first-time homebuyers. If you're not a first-time homebuyer, you may still be eligible if you're purchasing a home in one of 13 GO Zone counties. Click on the First Time Homebuyer Wizard to find out if you're eligible for the program.

Program Highlights
The program offers low-interest 30 and 40 year fixed-rate loans, down payment and closing costs assistance as well as access to credit counseling.

Teachers, firefighters, healthcare workers, police officers, as well as active duty and veteran military personnel could be eligible for lower interest rates.

Eligible applicants include individuals who:

	have never owned a home,
	don't claim their mobile home as real property,
	haven't owned and occupied a home as their primary residence within the past three years,
	have established credit worthiness, and
	have an annual income that does not exceed program limits.

GO Zone Counties: First-Time Homebuyer Requirement Waived in 13 Counties

Congress recently passed the GO Zone Act in response to the devastation caused by hurricanes Wilma and Katrina. This Act has waived the first-time homebuyer requirement and has increased the income and purchase price limits in 13 Florida counties through December 31, 2010. For additional information, click here.

City Programs

SHIP Down Payment Assistance Program

Head Start to HOME Ownership Program

Talk to one of our First time Home Buyer Loan Specialist about Programs that Can Help Us Help You to Find Your New Home.

Whether you're buying, building, or refinancing a home, you depend on
your mortgage loan professional for quality service to get the job done
right. If you demand superior service and value a partner with extensive
resources and experience, then your only call should be to Lisa Doherty
at Wells Fargo Home Mortgage.

A mortgage banking professional with 10 years of experience, Lisa will
generate the mortgage loan program that fits the needs of you and your
family. Specializing in but not limited to FHA, VA, Bond and
Conventional lending, Lisa has helped thousands achieve their goal of
homeownership.
Contact Lisa today and take the first step towards homeownership.

https://www.wfhm.com/wfhm/lisa-doherty

Lisa Doherty

Home Mortgage Consultant

Office: (904) 779-4250
Fax: (866) 458-0143
Mobile: (904) 521-1005
https://www.wfhm.com/wfhm/lisa-doherty

8102 Blanding Blvd Suite 17
Jacksonville, FL 32244

Call Larry Barber

For additional Information at

904-571-2437

SunMist Services

2007

All information deemed to be correct but not guaranteed

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